Owing to the appearance and increase of the e-commerce platforms and websites, the inclination towards online shopping has genuinely increased in India. It is tempting owing to the suitability it offers and the capability to evade the crowd. Furthermore, the customer has the ability to verify and compare the products or goods from numerous brands on several websites.
It saves a whole lot of time and assists the buyer in taking superior decisions by means of going through the customer reviews. The online stores are certainly accessible by means of smartphones and laptops. The user obtains the advantage of choosing the type of payment according to his or her convenience. This provides the buyer with the independence to purchase whatever he or she desired devoid of distressing in regards to the availability of cash.
Where after demonetization cash has become a rare view, wallet payments made by cards have turned out to be the most prevalent medium of online buying. The buyers that make payments by means of their credit cards obtain added benefits. They get decent concessions, cash-backs, vouchers, bonuses and reward points on each purchase that they make.
Therefore, in case you shop a lot on the online websites and require enhancing this experience by making use of a credit card, here are a few of the finest credit cards for shopping together with the additional benefits:
SBI Simply Click
This credit card is actually intended for shopping online. The user obtains 10-folds reward points for purchasing anything online. The client needs to pay only one single time, the annual fee of 499 INR and the subsequent renewal fee 499 INR every year. The annual fee is returned in case the annual expenditures for the preceding year surpasses or is equivalent to 100,000 INR. The credit card holder obtains an interest-free credit period, which is around 20-50 days and after that needs to hand out the finance charges of near about 3.35 percent every month.
CitiBank Rewards Card
CitiBank doesn’t charge anything or else what we know as the joining fee for providing you the card similar to what you are charged when you use the Routing Number for CitiBank to make wire transfers. The client just needs to stand the minor annual fee of 1,000 INR towards the end of a year. This charge also is not charged on spending money around 30,000 INR within the membership year. The credit card holder deprived of spending further on the card might be able to obtain the benefit of additional reward points. The client might as well redeem or collect the reward points according to his or her desire since these reward points might not get expired.
Axis Bank Buzz Credit Card
The credit card is the perfect card for individuals who frequently shop for one or the other thing. The bank charges you with a minimal joining fee of 750 INR as well as the yearly charges of 750 INR from the 2nd year on. The client doesn’t need to pay the annual fee for the joining year.